# Lagoon Finance

> The Infrastructure for On-Chain Asset Management

Lagoon provides the complete stack for onchain asset management, combining proven ERC-7540 vault technology with institutional-grade fund administration tooling. It enables any digital asset strategy to become a tokenized product: scalable, composable, and accessible to LPs.

## Stats
- **Total Value Locked**: $-
- **Fees Distributed**: $2.6M+
- **Active Vaults**: 120+
- **Unique Addresses**: 14,000+
- **Chains Supported**: 18+

## Strategy Types
- Delta-Neutral
- RWA
- Yield Farming
- Lending
- Staking
- Arbitrage

## Vault Roles
### Investors
Deposit assets and receive vault shares representing their position.

Capabilities:
- Request deposits and redemptions
- Hold ERC-20 vault shares
- Monitor performance
- Discover and evaluate strategies

### Valuation Manager
Proposes Net Asset Value updates based on portfolio valuation.

Capabilities:
- Select your preferred NAV methodology
- Calculate portfolio valuation
- Propose NAV updates based on portfolio valuation
- Submit NAV proposal directly on-chain

### Curator
Reviews and accepts valuations to trigger share settlement.

Capabilities:
- Accept or reject NAV proposals
- Settle pending deposits/redemptions
- Oversee vault operations
- Manage settlement timing

### Vault Admin
Configures vault parameters and manages access controls.

Capabilities:
- Set fee structures
- Set up allowlist
- Manage role permissions
- Update vault settings

## Solutions
### Valuation
Automate NAV calculations or appoint Lagoon as your auditor.

Features:
- Deploy flexible valuation methodologies
- Support any strategy
- Track valuations on-demand

### Custody & Permissions
Let Lagoon be your permission manager.

Features:
- Secure assets via Multi-sig and MPC support
- Integrate permissions with Zodiac
- Enforce permissions with Fordefi
- Enforce KYC/KYB gating for vaults

### Reporting
Generate comprehensive data for admins, investors, and compliance.

Features:
- Automate monthly factsheets
- Export tax and compliance reports
- Issue detailed investor statements

### Whitelabel Solution
Accelerate time-to-market and reduce costs while you focus on strategy.

Features:
- Showcase your vaults on a custom interface
- Customize branding and UI
- Host on your own domain

## FAQ
### What is Lagoon?
Lagoon is the preferred destination for Curators to launch, manage, and scale on-chain yield products. Whether on behalf of DAOs, DeFi protocols, Ecosystems or directly for themselves and their users.

### How do we differentiate ourselves from other vault providers?
Not all vaults are created equal. Many DeFi protocols that use the word "vault" refer to a single use-case: lending, staking, CDP or custom strategy.

Lagoon provides open, general-purpose, secure vault infrastructure to build and scale on-chain yield products.

What makes it powerful:
• Permissionless deployment via the Factory contract on most EVM chains;
• Fully compatible with any wallet solution, custody setup, and permissions layer;
• Support for any strategy implementation (on- and off-chain);
• Separation of powers between the valuation provider, curator, and vault admin;
• Built-in fee logic with High-Water Mark (HWM) tracking;
• Asynchronous deposits and withdrawals (sync mode available for deposits).

Lagoon provides a unified framework for vault lifecycle management, from inception to closure — and everything in between.

### What is a Lagoon Vault?
This refers to our very own Vault standard, emphasizing security and flexibility.

A Lagoon Vault is made of:
• 1 Vault's ERC-7540 smart contract (asynchronous vault standard);
• 1 ERC-20 token distributed to depositors and burned upon withdrawals;
• 1 Silo contract which contains pending deposits and withdrawals.

A Lagoon Vault must be connected to:
• 1 Management hub per blockchain (Multisig or MPC solution).

Appropriate permissions should be implemented to enforce the curator's mandate.

By design, the protocol turns every asset into a yield bearing opportunity.

Note: ERC-7540 adds asynchronous flows, extending ERC-4626 capacities. It is also possible to enable synchronous deposits.

### How much does it cost to launch a vault?
You pay for smart contract deployment.

Starting November 2025, Lagoon will take 10% of fees collected by curators at each settlement across all vaults and route them to the protocol treasury.

This mechanism does not apply to vaults without active fees.

### Is the vault deployment permissionless?
You can write directly to the Factory contract through supported block explorers. An onboarding guide is available in our docs, and we're working to make this process available directly in our web app.

### Can an existing investment setup be migrated to Lagoon?
Absolutely! The transition begins with a special procedure at vault creation, where shares are minted and distributed to initial stakeholders on a pro rata basis. A full migration guide is available in the Lagoon documentation.

### Are deposits and withdrawals instant?
Lagoon vaults follow the ERC-7540 standard, which introduces asynchronous deposits and withdrawals.

In practical terms, you must first submit a request and then wait for the curator's next settlement to enter or exit the vault. Frequency is determined by the curator, with the ability to activate synchronous deposits if needed.

### Which opportunities come with holding shares?
Each vault issues a unique ERC-20 yield-bearing token, whose value fluctuates over time, based on price-per-share updates. It keeps the books in order and tracks users' balances through a mint-or-burn mechanism.

By design, shares are composable. However, this is the vault curator's responsibility to build the relevant integrations with other protocols or seed token liquidity.

## Links
- App: https://app.lagoon.finance
- Docs: https://docs.lagoon.finance
- GitHub: https://github.com/hopperlabsxyz/lagoon-v0
- DefiLlama: https://defillama.com/protocol/lagoon
- Discord: https://discord.gg/lagoon
- Twitter: https://x.com/lagoon_finance
- LinkedIn: https://www.linkedin.com/company/lagoon-finance/posts/?feedView=all

## Discoverability
- llms.txt: https://lagoon.finance/llms.txt
- A2A agent card: https://lagoon.finance/.well-known/agent-card.json
- MCP server card: https://lagoon.finance/.well-known/mcp/server-card.json
- RSS feed: https://lagoon.finance/feed.xml
- JSON feed: https://lagoon.finance/feed.json
